Since home insurance can be a complicated thing, it’s no surprise that filing a claim on your homeowners insurance can be, too—especially if you have extensive damage or a complex claim. But you can avoid some of the worst home insurance claim mistakes.
Your odds of filing a claim in 2020 might seem higher than ever. The eastern United States is heading into the peak of hurricane season, and the western U.S. has already started its annual fight against wildfires and whatever else Mother Nature throws in its path.
Nearly 6% of insured homeowners filed a claim in 2018, according to the most recent data from the Insurance Information Institute. About 98% of those claims were related to...