Personal Articles
Whether it's a diamond ring or silverware set, we can help you insure the things you value most with an affordable insurance option!
Did you know that the limited coverage included on your homeowner policy may not be sufficient to cover your valuables in the event of a loss? In addition to this, don't forget there is a deductible (out of pocket cost) to cover before receiving any payout from your policy. By adding a separate Personal Articles policy or endorsement, ensures that you'll be reimbursed for these items often with a lower or no deductible at all!
Your valuables are important to you - and insuring them correctly is equally important to prevent serious loss in the event of damage or theft. Because the market (especially jewelry) can be volatile, the Insurance Institute of America recommends that you have your jewelry appraisal updated every 2 years. This will ensure that you have adequate limits of coverage should you incur a loss.
Here are a few things that can be covered on a Personal Articles policy:
- Jewelry
- Antiques
- Fine Art
- Musical Instruments
- Silverware, China & Crystal
- Computers
- Stamp & Coin Collections
- Furs
- Cameras
- Golf Equipment